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Roof Repair Guide: Compare

Handyman vs Roofer for a Roof Repair in Michigan

A handyman can often come sooner and charge less than a roofing company, and for some small jobs that is a reasonable trade. For others, it is the start of a leak that comes back every spring.

This guide covers what Michigan's licensing law actually says about small roof repairs, where the $600 line sits, and the practical differences in insurance, safety and warranty that matter more than the price on the first visit.

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By Paul Aikens, Founder & OwnerMichigan Licensed Residential Builder #262000779Updated

The Short Answer

In Michigan, a contractor paid to repair a home's roof generally needs a residential builder license or a maintenance and alteration license that lists roofing. The Occupational Code exempts jobs where the total price for labor and materials is under $600, unless the work is part of a larger project or split up to avoid the law. Beyond licensing, compare fall protection, workers' compensation and liability insurance, roofing experience and a written warranty.

Key Points

  • Roofing is one of the 12 trades a Michigan maintenance and alteration license can cover.
  • The under-$600 exemption is real, but it does not apply to work split into smaller contracts.
  • An unlicensed contractor cannot sue in Michigan to collect for work that required a license, or put a lien on the property.
  • Insurance and warranty usually matter more than the license on a small repair.
The law

What Michigan Licensing Law Says

Michigan licenses residential contractors under Article 24 of the Occupational Code. A residential maintenance and alteration contractor is defined as a person who, for a fixed price, fee or other compensation, undertakes the repair, alteration or improvement of a residential structure. The law lists 12 crafts and trades a maintenance and alteration license can include, and roofing is one of them, alongside carpentry, siding and gutters, masonry and others.

A residential builder license is broader and covers building, replacing, repairing or altering a home across most trades. Either license can cover roof work: the builder license generally, and the maintenance and alteration license only when roofing is printed on it. You can look up both on LARA's licensee search.

The law has consequences for the contractor. Under MCL 339.2412, a person who needed a license and did not have one cannot bring a lawsuit to collect payment for that work and cannot impose a lien on the property. That protects you somewhat, but it does not get a leak fixed or pay for damage.

How to hire a roofer in Michigan

License types, how to read a LARA lookup, certificates of insurance, contracts, lien waivers and where to complain.

Full hiring guide
The $600 line

The Small-Job Exemption, and Its Limits

MCL 339.2403 lists who can do this work without a license. One exemption covers a single undertaking where the aggregate contract price for labor, material and other items is less than $600. That means a handyman can legally do some small roof repairs without a builder or maintenance and alteration license.

The exemption has two limits written into it. It does not apply when the work is only part of a larger operation, and it does not apply when a job is divided into contracts under $600 to evade the law. A series of small invoices for one roof problem is a warning sign, not a loophole.

Other exemptions cover owners: you may work on a structure on your own property for your own use, and a rental owner may maintain and alter their own rental property. Those exemptions belong to the owner, not to someone the owner hires.

Beyond the license

The Differences That Matter More on a Small Repair

Fall protection and training

Safety

Federal rules require employers to protect residential construction workers working 6 feet or more above a lower level with guardrails, safety nets or personal fall arrest systems. A Michigan State University hazard alert counted 82 Michigan workers killed in roof falls from 2001 to 2018, none of them wearing fall protection. Ask how the person on your roof will be protected.

Workers' compensation and liability

Insurance

If an uninsured worker is hurt on your property, or drops a bundle through a skylight, someone has to pay. Ask for a certificate of insurance sent by the contractor's agent, and confirm workers' compensation and general liability are current.

What a certificate should show

Diagnosis

Experience

Most of a leak repair is finding the real source. A roofer sees the same failures every week: reused step flashing, missing kickouts, high nails, ice dam backups. Someone who works on roofs occasionally is more likely to fix the stain's nearest gap and miss the cause.

How roofers find leaks

Materials and method

The fix itself

A roofer replaces the failed part with the right flashing, boot or shingle, installed to the manufacturer's instructions. A common handyman fix is sealant over the problem, which often lasts a season.

Sealant vs a real repair

Warranty

After the check clears

Ask for the warranty in writing: what it covers, for how long, and who stands behind it. A craftsmanship warranty is only worth as much as the company that will still answer the phone when the leak returns.

Repair warranties explained
In Michigan

MIOSHA Part 45 and the Safety Training Behind a Michigan License

Michigan runs its own federally approved workplace safety program. MIOSHA covers private-sector workplaces in the state, and its Construction Safety and Health Division inspects construction sites. The federal fall protection rules mentioned above reach Michigan job sites through MIOSHA's Construction Safety Standard Part 45, Fall Protection, which adopts 29 CFR 1926.500 to 1926.503 by reference: the scope and definitions, the duty to have fall protection, the criteria for guardrails, nets and personal fall arrest systems, and the training requirement. Under that last section, an employer must provide a training program for each employee who might be exposed to fall hazards.

Part 45 has a narrow exception worth knowing. Rule 408.44501(2) says the fall protection rules do not apply to an employee making an inspection, investigation or assessment of workplace conditions before construction work actually starts or after it is complete. The person who walks your roof to write an estimate is in that category. The crew that comes back to tear off shingles and replace flashing is not.

Michigan licensing ties into the same rules. MCL 339.2404b requires an applicant for a residential builder or maintenance and alteration license to complete 60 hours of prelicensure courses, and construction safety standards under the Michigan Occupational Safety and Health Act are one of the required subjects. Licensees then owe continuing competency hours each license cycle that include safety. Someone working only under the $600 exemption has no such requirement. A license is no guarantee of safe practice, and Part 45 is written as an employer's duty to its employees, so ask anyone who will be on your roof, employee or owner, how they will be protected.

Michigan fall protection rules for roofers

What Part 45 requires on a residential roof and what you should see on site.

Read the guide

Verifying a Michigan roofing license

The LARA lookup step by step, and what a license does and does not prove.

Read the guide
Fair uses

When a Handyman Is a Reasonable Choice

Not every roof-adjacent job needs a roofing company. Plenty of handymen do good work, and some small tasks are a sensible fit, especially when they happen from a ladder or inside the house.

  • Interior drywall and paint repair after the roof leak is fixed
  • Gutter cleaning or downspout adjustments from a ladder on a single-story home
  • Replacing a bathroom fan duct that vents into the attic, if they handle that trade
  • Trimming small branches away from the roof from the ground
  • Re-securing a loose piece of trim that is not part of the roof's water-shedding layers

Gutters, siding, drywall and ventilation ductwork are separate trades from roofing. Make sure whoever you hire does that trade regularly.

Call a roofer

When the Job Belongs to a Roofer

  • Any active leak where the source has not been confirmed
  • Flashing at chimneys, walls, skylights and valleys
  • Pipe boots, vents and anything that penetrates the roof
  • Missing or damaged shingles, especially after wind or hail
  • Anything involving the deck, underlayment or ice barrier
  • Work on a steep, high or two-story roof
  • Repairs that may become an insurance claim and need documentation
Ask anyone

Questions to Ask Whoever You Hire

Whether the person at your door is a handyman or a roofing company, the same handful of questions sorts out most of the risk. Ask them before work starts, and get the important answers in writing.

  • What is your license number, and does it cover roofing? I will look it up on LARA.
  • Will your insurance agent send me a current certificate showing liability and workers' compensation?
  • What exactly failed, and can you show me a photo of it before you fix it?
  • Are you replacing the failed part, or sealing over it?
  • What is the total price for this job, labor and materials together?
  • What warranty do I get, in writing, and what voids it?
  • How will the person on the roof be protected from a fall?
The math

Comparing the Real Cost

The handyman's price is often lower on the first visit. The useful comparison is the cost per year the repair stays dry, plus the risk of interior damage if it does not. A repair that fails after one winter and is done again by a roofer costs more than going to the roofer first.

At Stellar, every repair starts at $500. That minimum covers the trip, the tools and the company behind the technician. Minor repairs such as a pipe boot, a few shingles or a small flashing fix run $500 to about $1,500, and most Stellar repairs carry a 10 to 15 year craftsmanship warranty. Owner Paul Aikens holds Michigan Residential Builder license #262000779, and we carry workers' compensation and general liability insurance. If you have several small problems, one visit for all of them costs less than separate trips.

Side by Side

Handyman vs Licensed Roofer for a Roof Repair

Typical handymanLicensed roofing contractor
Michigan license for roof workOnly needed at $600 and up; checkResidential builder, or M&A license listing roofing
Fall protectionVaries; askRequired for employees at 6 feet and up
Workers' comp and liabilityVaries; ask for a certificateShould be shown on a current certificate
Leak diagnosisOften the nearest visible gapAttic, roof and testing to confirm the source
Typical fixOften sealantReplace the failed part
Written warrantyOften noneAsk for terms in writing

These are general patterns, not rules. Some handymen are skilled and insured, and some roofers are not. Verify whoever you hire.

Next Step

Want a Roofer's Answer First?

Our inspection is free. If the fix is small, we will tell you so, and bundle what we can into one visit.

FAQ

Questions We Hear

Does a handyman need a license to fix a roof in Michigan?

If the total price for labor and materials on the job is $600 or more, a person doing residential repair work for pay generally needs a residential builder license or a maintenance and alteration license that includes roofing. Below $600 there is an exemption, but it does not apply when the job is part of a larger project or split into smaller contracts to avoid the law. Check the license on LARA's lookup.

Can a handyman split a roof job into smaller bills to stay under $600?

No. The exemption in MCL 339.2403 expressly does not apply when work is divided into contracts under $600 to evade the licensing law. If someone offers to break one roof job into several small invoices, treat it as a red flag about how they do business, and verify their license before any work starts.

What happens if I hire an unlicensed contractor in Michigan?

The law puts most of the consequences on the contractor: an unlicensed person cannot sue to collect for work that required a license or put a lien on your property. That does not help much if the work leaks, damages your home or someone is hurt. LARA's complaint process covers licensees, so your options against an unlicensed contractor are narrower. This is general information, not legal advice.

Is a roofing company always better than a handyman?

Not always. A skilled, insured handyman can do small ladder-height tasks well, and a careless roofing company can do poor work. For anything involving leaks, flashing, penetrations or work on the roof surface, a roofer's experience, fall protection and written warranty usually make the difference. Verify license and insurance either way.

Sources

What This Page Cites

  • MCL 339.2401, Definitions (residential builder; residential maintenance and alteration contractor), Michigan Legislature (https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-339-2401), accessed October 2026
  • MCL 339.2403, Exemptions, Michigan Legislature (https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-339-2403), accessed October 2026
  • MCL 339.2404, Maintenance and alteration contractor license; crafts and trades, Michigan Legislature (https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-339-2404), accessed October 2026
  • MCL 339.2412, Action to collect compensation; license required, Michigan Legislature (https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-339-2412), accessed October 2026
  • Residential Builders and Maintenance & Alteration Contractors, LARA Bureau of Construction Codes (https://www.michigan.gov/lara/bureau-list/bcc/sections/licensing-section/residential-builders), accessed October 2026
  • 29 CFR 1926.501(b)(13), Duty to have fall protection, residential construction, OSHA (https://www.osha.gov/laws-regs/regulations/standardnumber/1926/1926.501), accessed October 2026
  • Construction Safety Standards Part 45, Fall Protection (R 408.44501 to R 408.44502), Michigan Department of Licensing and Regulatory Affairs, Office of Regulatory Reinvention (https://gsaindexed.apps.lara.state.mi.us/ORR/1418_2014-089LR_AdminCode.pdf), accessed October 2026
  • Michigan State Plan, OSHA (https://www.osha.gov/stateplans/mi), accessed October 2026
  • MCL 339.2404b, Prelicensure courses and continuing competency, Michigan Legislature (https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-339-2404b), accessed October 2026
  • Roof Safety: Prevent Fatal Falls hazard alert, Michigan State University Occupational and Environmental Medicine / MIFACE (https://oem.msu.edu/images/Alerts/2020/HAZALERTS_RoofFallPrevention.pdf), accessed October 2026
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